A faster, easier way for families that don’t qualify for financial aid to avoid college debt…and regret.
Does this sound familiar?
You've worked hard to give your kids a great life.
You really want them to go to college, but the thought of paying for it is scary.
You don’t know what to do or where to start so your child doesn’t end up with tons of college debt.
You’re up at night worried about your child’s future.
You’re busy… and so is your student.
You might be feeling...
Guilty that you haven’t saved enough.
Overwhelmed because you don’t know what to do or where to start.
Terrified of weighing your child down with decades of college debt.
Frustrated by how hard it is to find merit scholarships.
Stuck between earning "too much" for financial aid, but not enough to pay for college.
Stressed about figuring out funding so you don’t burden your student's future.
You’re not alone.
And it’s not your fault.
With college costs skyrocketing, it’s nearly impossible to save enough.
College costs continue to cripple families.
$45,000...
$65,000...
$85,000...
per year is happening more and more.
We want our kids to go college, but we don’t want them to spend decades paying for it.
With student college debt hitting $1.7 Trillion, we can't risk our kids having financial stress for the rest of their lives because we didn't do anything to prevent it. Overspending on college can force our kids to take jobs they hate, wait to start a family or buy a house, or move back home after graduation.
Plus, people over age 50 have $90 Billion in college debt for their kids and grandkids.
We can't rely on college counselors—they focus on admissions, not costs.
We need to take matters into our own hands.

Hi, I'm Nancy Paul.
I'm a mom of three daughters.
And like you, we didn't qualify for financial aid.
I used to believe that college counselors help get students into college AND find ways to pay for it. (Students need to be able to do both, after all!)
But, when the college counselor handed us the college list she created for Rebecca, our eldest, I realized that most college counselors focus on admissions and ranking—not whether our kids will graduate with tons of college debt, drop out because of cost, or transfer schools because they can’t afford to stay.
I felt like a bad parent for caring how much we paid for college. Was it selfish not to pay whatever it took for the girls to go to the “best” schools they could get into?
Secretly, I worried that Rebecca WOULD get into her $67,000 per-year top-choice school that doesn’t offer any merit scholarships. Then we’d have tough decisions to make. Would we let her go?
Like so many other well-meaning parents, we focused so much on the girls getting in…and not nearly enough on paying for it.
I spent 100 hours researching merit scholarships—money for college based on achievement—for my eldest daughter.
Large databases weren’t the answer—they don’t include local scholarships. Plus, Rebecca’s achievements didn’t fit neatly into an online questionnaire.
All the workshops talked about need-based financial aid and the FAFSA. But, like many other middle class families, we earned "too much" for that.
We needed solutions that fit our kids’ and our family’s circumstances...and our daughters' achievements, interests, and goals.
In the end, my three daughters won $600,000 in merit scholarships!

Focusing on your student's achievements is the best way to pay less for college, avoid unnecessary college debt, and prepare your child for a bright future.
Nancy created the W.I.S.H.E.S. System™ so parents who earn too much for financial aid can stop feeling overwhelmed about using achievement to pay (less) for college.
Parents say that following a “road map” makes them feel more prepared and less stressed.
They love knowing that they're not making mistakes, not wasting time making (or fixing) mistakes, or missing out on opportunities to save.
I found over $100,000.
"The Bootcamp was so helpful and such a great value.
I found over $100K worth of merit scholarships that my son qualifies for at the event!"
- Phil H., father of 11th, 8th, and 5th graders
Great tips and insights!
"Nancy’s wealth of knowledge made what initially sounded like a daunting process very approachable and manageable. She offers great tips and insights into all aspects of the scholarship process, and what to do to save on college."
- Tory H., mother of an 11th grader
It’s so useful!
"It’s such a relief and so useful to know what you need to do to get ready!"
- Laurie T., mother of 4
No parent should have to waste hundreds of hours figuring out how to pay (less) for college so their kids can have a great future.
Now your family can have the benefits of The
Pay Less for College Bootcamp and the W.I.S.H.E.S. System™ at home!
Introducing your solution to skyrocketing college costs...
The online resource for families that earn too much for financial aid but not enough
to pay outrageous prices for college.
Featuring a recorded Pay Less for College Bootcamp,
The College Treasure Chest
guides you step-by-step through the W.I.S.H.E.S. System™ to find merit scholarships and
more ways to pay (less) for college.
It’s 100% digital, so you can go at your own pace and on your own schedule. Use it again and again to keep finding money for college until your student is holding their diploma!

With The College Treasure Chest you'll:
Sleep better knowing you’re doing all you can to send your child to a great college…and be smart about paying for it.
Get clear on what to do starting in middle school to pay (less) for college and give your student more confidence, opportunities, and financial freedom in the process.
Uncover cost-saving strategies your college counselor probably won’t tell you.
Gain insight on the best community service and other activities.
Avoid common mistakes that can cost you a lot of time and money.
Understand which schools MUST go on your student’s college list if you care about how much you pay for college.
Discover how “sticker prices” can be misleading and cause you to pay more.
Learn shortcuts to pursue local and national private merit scholarships, as well as institutional merit aid from colleges.
Stay organized so you don’t miss deadlines or waste time.
Receive essay tips from a former UCLA scholarship judge.
Help your student reach their full potential.
Here's what's in it:
The Pay Less for College Bootcamp Video Collection
VALUE: $697
All the videos, strategies, and tools recorded from our signature four-hour live event. You don’t need training that’s longer than that—our goal is to save you time and shorten your “to do” list, after all!
You’ll find merit scholarships and learn 7 more ways to use achievements and give your student skin-in-the-game. Come back and use this resource whenever you need a refresher, or more money for college!
including
The W.I.S.H.E.S. System™ Training Modules
Follow the W.I.S.H.E.S. System™ step-by-step starting with who (W) your student is and ending with opportunities for your student to save (S) on college and enjoy more success in life.

W = WHO IS YOUR STUDENT?
Explore who your student is and where they are in the process.

I = INVENTORY OF ACHIEVEMENTS
Uncover all the areas of your teen’s achievements, passions and challenges that can lead to money for college.

S = STRATEGY TO REACH YOUR GOALS
Choose from three road maps to cost-saving solutions that match your objectives.
- The Top-Notch Road Map for students aiming for highly selective schools.
- The Panning for Gold Road Map for those looking for more options for how much they pay for college.
- The Show Me the Money/Show Me the Degree Road Map for families whose #1 priority is paying as little as possible.

H = HUNT FOR OPPORTUNITIES FASTER AND EASIER
Find merit scholarships that fit your child now! Follow shortcuts to find national, local, private, and institutional merit scholarships.

E = EMPOWER YOUR STUDENT
Celebrate the non-financial benefits of your teen gaining more confidence, “skin in the game,” opportunities, and financial literacy.
Your student can be:
Prepared for college. Empowered for life.™

S = SAVE ON COLLEGE & SUCCESS IN COLLEGE...AND LIFE
Elevate your family's financial wellness as your student gains life skills for college and beyond.
Worksheets and Templates
VALUE: $297
The Student Inventory of Achievements
College Cost Comparison Worksheet
The Scholarship Organizer
Private Merit Scholarships Inventory Grid
Institutional Merit Scholarships
Inventory Grid
The Test Your Knowledge About Paying for College Quiz
Guides to More Money
VALUE: $247
Where to Find Them: Hiding Spots for Private
Merit Scholarships
The Pay Less for College Blueprint: 3 Road Maps to
Reach Your Goals
23 More Strategies for $aving Big on College Cost$

VALUE OF THE ABOVE: $1,241
You'll go from not knowing what to do to peace of mind about your child's future.
PRICELESS!
How much is it?
$597
The College Treasure Chest is the solution for families that earn too much for financial aid but not enough to pay outrageous prices for college.
When you buy The College Treasure Chest today, you'll also receive these extra bonuses:
The College Money Pit: 5 Common Mistakes That Will Have You Paying Too Much for College…and how to avoid them
One of our most popular myth-busting trainings.
VALUE: $197
Q&A Call (previously recorded)
Get answers to parents' most frequently asked questions.
VALUE: $147
3 Coaching Call Recordings (previously recorded)
Discover more shortcuts so you can minimize college debt, and get excited about your child's college experience!
VALUE: $197
VALUE OF YOUR BONUSES:
$541
Here's a recap of what you'll get...
The College Treasure Chest:
The Pay Less for College Bootcamp Video Collection
$697 VALUE
including:
The W.I.S.H.E.S. System™ Training Modules
Follow the W.I.S.H.E.S. System™ step-by-step starting with who (W) your student is and ending with opportunities for your student to save (S) on college and enjoy more success in life.
Your Worksheets and Templates
$297 VALUE
The Test Your Knowledge About Paying for College Quiz
The Student Inventory of Achievements College Cost Comparison Worksheet
The Scholarship Organizer Private Merit Scholarships Inventory Grid
Institutional Merit Scholarships Inventory Grid
Where to Find Them: Hiding Spots for Private Merit Scholarships
Your Guides
$247 VALUE
The Pay Less for College Blueprint:
3 Road Maps to Reach Your Goals
23 More Strategies for $aving Big on College Cost$
Your Bonuses:
The College Money Pit
$197 VALUE
Q&A Call Recording
$147 VALUE
3 Coaching Call Recordings
$197 VALUE
VALUE WITH THE BONUSES
$1,782
YOU PAY JUST $597
>>> FIND MONEY FOR COLLEGE NOW <<<

Why Now?
- The pandemic changed so many things. The one thing that hasn't changed is you wanting the very best for your child.
- College keeps getting MORE expensive.
- What your child does (or doesn't do) in middle school affects how much you’ll pay for college.
- They can start winning merit scholarships—money for college based on achievement—now, and keep winning more year after year.
- Private merit scholarship deadlines expire every week.
- Even kindergarteners can win money for college (the Doodle for Google scholarship starts with K-3).
- The longer you wait, the more you'll spend, and the more you'll regret it.
Wondering if The College Treasure Chest is right for you?
This opportunity is right for your family even if:
You have a college counselor. They mostly focus on admissions, not the cost of college, especially for students who don’t qualify for financial aid.
Your student doesn’t have perfect grades.
You’ve already looked for merit scholarships but couldn’t find many.
You don’t know where your student is going to college yet.
Your student is “only” in middle school.
You’ve set up 529 Plans and other saving vehicles.
Focusing on your student's achievements is the best way to pay less for college, avoid unnecessary college debt, and prepare your child for a bright future.

Other Relieved Parents Have Said:
“You presented a great balance of overview and practical steps to get people started.”
- Zack Stenger, father of 4
“Nancy is exceptional because she is able to change and improve people’s lives.”
- Craig Cahow, father and grandfather
“You have helped us all immensely.”
- Janine Gershon, mother of 3
"Joe won $22,000 from the scholarship you helped us find at the bootcamp. The money is great but what’s perhaps more valuable to us is how great he feels about helping pay for college. Imagine what could’ve happened if we followed your advice sooner! I’m telling everyone about you and your strategies!"
- Grant Shimamoto, father
“I was immediately impressed with Nancy's extensive knowledge and expertise. She absolutely knows her stuff and best of all knows exactly how to present it to parents and students so it is not overwhelming -- an important trait since most parents find any college subject overwhelming."
- Robin Lutsky, College and Career Center/Scholarship Coordinator
Calabasas High School
“First you taught us how to identify our student’s unique strengths and achievements. Then you helped us explore some key merit scholarship sites. Next we learned to create our own targeted searches to find private merit scholarships, and then finally how to find institutional merit aid. You really packed it in so we all left there knowing what to do!”
- Christen Berman, mother and grandmother
“I felt so overwhelmed when I started. Someone should’ve told us earlier what you said on the bootcamp.”
- Sydne M., mother

Still not sure?
It's too soon.
We earn too much for merit scholarships.
We don't have time.
But my student doesn’t have straight A’s and isn’t an all-star athlete.
We're not ready to go down the merit scholarships road right now.
We don't know where they're going yet.
Our college counselor will help us.
Thinking that the cost of college will simply work out in your child's favor, and staying in denial, usually leads to guilt, more debt, and regret.

Recap: Here's what you’ll get with
The College Treasure Chest

The Pay Less for College Bootcamp Video Collection
The proven W.I.S.H.E.S. System™
The Student Inventory of Achievements
College Cost Comparison Worksheet
Where to Find Them: Hiding Spots for Private Merit Scholarships
The Pay Less for College Blueprint: 3 Road Maps to Reach Your Goals
23 Ways to Save More
Private Merit Scholarships Inventory Grid
Institutional Merit Scholarships Inventory Grid
23 More Strategies for $aving Big on College Cost$
What’s your Goal for Pursuing Merit Scholarships?
The Scholarship Organizer
Bonus Content! The College Money Pit, Q&A Call, PLUS Coaching Call Recordings
TOTAL VALUE: $1,782
YOU'LL PAY: $597
Let’s face it. If you already knew how to find money for college,
you would have already done it.
Get The College Treasure Chest: Where to Find Money for College today...and sleep better tonight!
Have questions about The College Treasure Chest?
Email us at [email protected]
Nancy is the bestselling author of The Little Book about Scholarships, a former UCLA scholarship judge, consultant to financial advisors, paid speaker, coach, and workshop leader.

